What is a Texas Payday Loan?

Texas Payday Loan is a short-term loan of between $100 and $1500 that you pay back in installments over time.

How does a Texas Payday Loan work?

Texas Payday Loan allows you to borrow money and pay it back in a fixed period of time, it all depends on the amount of money you’ve borrowed and the number of installments given to pay.

To Apply For a Loan, you need to fill out a simple application, get approved, sign some forms, and see the money deposited into your checking account.

On your paydays, your account is debited for the amount you owe until the loan is paid off.

What do I need to apply for Texas Payday Loan?

To apply for Texas Payday Loan you need to meet these criteria:

  • You have a regular and steady income source.
  • You are employed.
  • You have an active checking bank account.

Do you check the major credit bureaus during the application process?

No, the 3 major traditional credit bureaus are not usually used in the application process.

Does it matter if I have bad credit or no credit?

It does not matter if you have bad credit or no credit at all.

Our loans are designed to help people in need of emergency credit, so lenders understand that you may have had credit troubles in the past, so they focus on other factors such as your monthly income, current debts, etc.

What if I have filed bankruptcy in the past?

You may still qualify if you have filed for bankruptcy in the past, although the bankruptcy usually must be discharged.

Is any collateral required to get a loan from texaspersonalloans.com?

No, collateral is not required to get a loan from texaspersonalloans.com, most of our financial services are unsecured loans, which allows you to borrow money faster.

You simply authorize the lender to deposit and deduct funds from your checking account using the Automated Clearing House or ACH process.

This is the same process most employers use to directly deposit your paycheck on your payday.

How long does it take to get my cash?

Receiving your funds into your bank accounts will vary according to the time your loan application is finished and approved.
In some cases, you could get your cash as soon as the same day.

The cash will be in your account by the next day if you apply during business hours.

Is my personal information safe?

Our website is secured by SSL encrypted technology so that you can rest assured that your personal information is safe and secure.
You are also protected by our Privacy Policy, which will show you that we only use your

Can I cancel my loan if a change my mind?

Yes, you can cancel or rescind your loan if you regret requesting it, but only in the following 24 hours after receiving the approved funds.


If you do this, there will be no extra cost or finance charges.

Please, see your contract before signing it up and submit it, for specific details or give us a call and we’ll explain everything that may not be clear.