CSO/CAB Installment Loan

For Texas residents, TexasRapidPersonalLoans.com will not be the direct lender for loans that you may receive from this website. TexasRapidPersonalLoans.com is a Credit Service Organization and a Credit Access Business (“CSO/CAB”).

TexasRapidPersonalLoans.com will attempt to arrange for a loan between you and a third-party lender, service that loan if the loan is funded and provide a guarantee to the third-party lender. If you have any questions regarding your loan or services provided by the CSO/CAB, please direct all questions or comments to: suport@texasrapidpersonalloans.com and not the third-party lender.

  • The minimum loan amount available to Utah customers is $100.00
  • The maximum loan amount available to Utah customers is $1500.00*
  • Loan Terms are Approximately 4-10 months
  • Total Interest and CSO/CAB Fees Rate: Combining both the Interest Rate and CSO/CAB Fees express as an Annual Percentage Rate. The APR may be 599% APR however rates and interest may vary based upon on the loan amount and applicant’s qualifications.
  • The Third-Party Lender will charge an interest rate not to exceed 10.00% per annum and the Credit Service Organization/Credit Access Business will also charge fees.
  • Actual loan terms may vary based on applicant’s qualifications.
  • Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days and not more than 180 days.
  • You may pre-pay your loan at any time without penalty and only pay interest accrued and fees earned up to the date of in which you have incurred.
  • You have the right to cancel your loan within 3 calendar days of signing your loan docs. Cancellation Forms will be provided with your Loan Documents.
  • *All Fees, Interest and Loan Terms are subject to vary by state

Please see below for additional loan details.

Sample Fees and Rates

The CSO/CAB Fees will vary based on your loan amount and qualifications. The Third Party Lender will also charge interest at a Rate not to exceed 10% APR.

CLICK BELOW FOR EXAMPLES OF CONSUMER DISCLOSURE FORMS WHICH ARE REQUIRED BY LAW. THESE ARE EXAMPLES OF THE TOTAL COSTS AND FEES ASSOCIATED WITH THE DIFFERENT LOAN AMOUNTS OR PAYMENT SCHEDULES

Payday Loan $500, 12 Payments

Borrowed amount (cash advance)  $ 500.00
Interest paid to lender (interest rate:9.9 %)  $ 15.54
Fees paid  $ 870.98
Payment amounts (payments due every Month)
Payments #1-# 4  $ 115.55
(Final) Payment #12  $ 115.47
Total of payments (if I pay on time)  $ 1,386.52
APR 599%
Term of loan 162 Days

 

If I pay off the loan in I will have to pay Interests and fees of approximately I will have to pay total of approximately
2 Weks $ 203.82 $ 603.82
1 Month $ 301.80 $ 801.80
2 Months $ 486.08 $ 986.08
3 Months $ 648.93 $ 1,148.93
24 Months $ 886.52 $ 1,386.52

Payday Loan $500, 12 Payments

Borrowed amount (cash advance)  $ 500.00
Interest paid to lender (interest rate:9.9 %)  $ 16.57
Fees paid  $ 998.96
Payment amounts (payments due every Month)
Payments #1-# 23  $ 63.16
(Final) Payment #24  $ 62.85
Total of payments (if I pay on time)  $ 1,515.53
APR 599%
Term of loan 24 Weeks
If I pay off the loan in I will have to pay Interests and fees of approximately I will have to pay total of approximately
2 Weks $ 117.14 $ 617.14
1 Month $ 231.85 $ 731.85
2 Months $ 504.36 $ 1,004.36
3 Months $ 700.15 $ 1,200.15
24 Months $ 1,015.53 $ 1,515.53

Payday Loan $1000, 5 Payments

Borrowed amount (cash advance)  $ 1000.00
Interest paid to lender (interest rate:9.9 %)  $ 30.71
Fees paid  $ 1,780.99
Payment amounts (payments due every Month)
Payments #1-# 4  $ 562.35
(Final) Payment #5  $ 562.30
Total of payments (if I pay on time)  $ 2,811.70
APR 599%
Term of loan 162 Days

 

If I pay off the loan in I will have to pay Interests and fees of approximately I will have to pay total of approximately
2 Weks $ 482.50 $ 1,482..50
1 Month $ 483.86 $ 1,483.86
2 Months $ 930.49 $ 1,930.49
3 Months $ 1,321.04 $ 2,321,04
24 Months $ 1,811.70 $ 2,811.70

Payday Loan $1000, 5 Payments

Borrowed amount (cash advance)  $ 1,000.00
Interest paid to lender (interest rate:9.9 %)  $ 31.11
Fees paid  $ 1,741.92
Payment amounts (payments due every Month)
Payments #1-# 11  $ 231.10
(Final) Payment #12  $ 230.93
Total of payments (if I pay on time)  $ 2,773.03
APR 599%
Term of loan 162 Days

 

If I pay off the loan in I will have to pay Interests and fees of approximately I will have to pay total of approximately
2 Weks $ 407.63 $ 1,407.63
1 Month $ 603.59 $ 1,603.59
2 Months $ 972.15 $ 1,972.15
3 Months $ 1,297.86 $ 2,297.86
24 Months $ 1,773.03 $ 2,773.03
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